Insurance
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When the Dealer's first card is an Ace, you can insure your bet against 
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the dealer getting blackjack by placing half the amount of your bet in 
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the "insurance" space. Then, if the dealer gets blackjack, you lose your 
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initial bet but get paid 2 to 1 on your insurance bet. If the dealer fails to 
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get blackjack, you lose your Insurance bet. 
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If both you and the dealer have blackjack this is a "Stand- Off". You 
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keep your initial bet and still get paid 2 to 1 on your insurance.